YOU WILL LEARN ALL OF THIS:

    *  Possible mortgage options

    *  Rental assistance

    *  How you might be able to avoid eviction

    *  Services available

    *  Where to get emergency cash to pay your electric

    *  State-by-state listings for emergency
                  energy  assistance

    *  How you can stretch your dollars

    *  How you can get totally FREE items

    *  State-by-state listings for financial assistance

    *  Alternate ways of getting money

    *  Getting food at bulk food co-ops and food
                 pantries

    *  How Catholic Charities and Second Harvest can
                help you

    *  State-by-state listings for food assistance

    *  How you can reduce car loans

    *  How you can reduce car insurance

    *  Getting the best rates on cable and telephone
               service

    *  Getting much needed cash

     *  How you can make cash and produce income

    *  How you can buy things cheaply

    *  How you can make money

    *  How you can find a job

    *  Listing of best job sites online

    *  How you can find federal job listings

    *  How you can find student government jobs

    *  How you can find employment for those with
               disabilities

    *  Telecommuting and other work-at-home
               programs

    *  How you can find adult education classes

    *  How you can find assistance for Veterans

    *  How you can get individual and family
              healthcare for barely nothing

    *  Where to get government assistance for
               healthcare

    *  Lists of numerous agencies available for help

    *  How you can get creditors to stop harassing you

    *  Where to get child care assistance with state-by-
               state listings of  contacts

    *  Programs available to assist with education and
               training

     *  How senior citizens can get assistance

    *  Where to get assistance for those with disabilities

    *  Where to get help for women, infants and
               children

    *  Where to get help for military wives

    *  How Feed the Children program and Operation
               Blessing might help

    *  How you can indulge yourself when you have no
               money

    *  Listing of free indulgences

    *  How you can find free attractions

plus much, much more!